Are you tired of always spending and not saving money? Wondering how you can save money on your credit cards, cellphone plans, or insurance? Then keep reading. Richard has taken the hassle out of finding the savings and provided some of the great ways to save in this little gem of a book.
Please tell us a little bit about your book?
Simply put, it is about saving money without giving up any of the things you enjoy. In the book, I attempted to cover all the major expenses that affect most American consumers. These include:
· Cell phone, Internet and Pay-TV rates
· Insurance and home energy bills
· Groceries and health and beauty products
· Clothing, home furnishings and electronics
· Automotive expenses
· Restaurants and entertainment
· Vacation and travel expenses
· Credit cards, banking, and much more!
Do you have any advice for Americans living paycheck to paycheck?
My first suggestion would be to try to find ways to reduce your monthly bills, since this is the gift that keeps on giving throughout the year. A few of the easy ways to do this include:
· Getting cell phone service from an MVNO (mobile virtual network operator) that uses the same network as your current provider, but has cheaper rates and does not require a service contract
· Utilizing simple steps to renegotiate your Internet and Pay-TV rates
· Raising your insurance deductibles and shopping around for more reasonable coverage
· Using proven strategies to reduce home energy bills that don’t involve sacrificing your personal comfort
All of this is covered in Effortless Savings in great detail.
Your introduction is called “A New Approach to Savings.” What does that mean?
Most saving strategies are centered around living on a tight budget, clipping coupons, shopping around sales flyers, limiting meals out and other painful adjustments. This book provides “A New Approach to Savings” because it does not suggest any of those things, yet can still save consumers a small fortune.
What prompted you to write this book?
It all started about three years ago. After checking out a number of money-saving websites and books, I quickly realized that almost all of the advice available for consumers involved personal sacrifice and compromising their lifestyles in one form or fashion. It was around that time that the idea for effortless savings was born. I really felt there was a strong need to put together a simple, practical manual about how to save money without sacrifice.
Please tell the readers a bit more about you.
Sure! I grew up in Long Island, New York, but presently live in Seattle, Washington. Outside of writing, I enjoy hiking in the many beautiful areas in the Pacific Northwest, visiting exotic locations and spending time with my wife and family.
What inspires you to write about personal finance?
It is a priceless feeling to be able to help someone save money, because this is one of the things that will truly make a difference in their quality of life, and the quality of life for their families. There is no greater reward than this.
Do you write under a pen name?
No. I did consider it, but even though my last name is hard to pronounce, I decided it was worth being called “Mr. Syrup” here and there in in order to have my real name on my book cover.
What was your vision for the book cover?
To convey an “effortless” approach to savings. I was very happy with the end result and feel the cover designer truly captured this message.
Do you ever write in your PJ’s?
All the time! In fact, I tend to hang out in my PJs whenever I’m at home and don’t have company over.
What is your favorite food to snack on while writing?
I’m a bit of an organic nut, so I love to snack on kale chips. However, as odd as it may sound I like to wash them down with a good cup of coffee.
Regular or decaf?
Regular, without cream or sugar and strong.
Night owl, or early bird?
Definitely a night owl, though my wife would much prefer me to be an early bird.
If you were a superhero what would your name be?
The Effortless Saver.
How many books have you written?
Just “Effortless Savings.” I imagine I’ll start writing another book soon, but since this one took me over three years to finish, I promised my wife I would take a little time off.
What does your writing schedule look like?
When I was working on this book I set aside one hour every evening to write. Even if I just stared at a blank page, I was committed to doing nothing else during this hour but writing.
Where can readers find you?
They can connect with me online at:
Thank you so much for taking time to chat with me today Richard. It’s been a pleasure having you and I wish you much success in the future.
The pleasure was mine. Thanks again for this opportunity.
Learn How To Save Money Without Giving Up Any Of The Things You Enjoy!
Effortless Savings is the ultimate guidebook to saving money without sacrifice. Perfect for readers of any income level or household size, it contains hundreds of painless suggestions that will make saving money easy and manageable.
Richard gives step-by-step instructions to help you:
• Shrink your cell phone bill without compromising your call quality, coverage, or data speeds
• Lower your Internet and Pay-TV rates while maintaining your current service
• Reduce your utility bills with simple, energy-efficient solutions
• Minimize your grocery bills without clipping coupons or looking through sales flyers
• Save time and money by getting your prescription drugs delivered to your front door
• Slash the cost of automotive maintenance and repairs without getting your hands dirty
• See movies at nationwide cinemas, any time of day, for matinee prices
• Acquire discounted tickets to concerts, sporting events, and live theater
• Find the absolute lowest rates for airline tickets, hotel reservations, and car rentals
About the author:
Richard Syrop grew up in a family that viewed saving money as a passion, hobby, and lifestyle. Over the years, he has seen and personally tested just about every saving method imaginable. Dissatisfied with conventional ways to reduce expenditures, Richard developed a unique approach to savings which does not require consumers to give up their favorite products, entertainment or travel. He has taught these saving methods in seminars throughout the country.
Richard is the founder of the popular bill reduction website EffortlessSavings.com. He lives in Seattle, Washington, with his wife, Urja.